CheckFile vs KYC Hub — AI verification engine vs compliance orchestrator
KYC Hub is a UK-based compliance orchestration platform that aggregates multiple verification providers. CheckFile is the verification engine itself, analysing documents directly with AI. Where KYC Hub coordinates, CheckFile executes the analysis.
Feature comparison
Document verification
| CheckFile | KYC Hub | |
|---|---|---|
| AI document content analysisKYC Hub delegates analysis to third-party providers | ||
| Multi-document cross-validationCheckFile cross-references information across all documents in the dossier | ||
| Forgery detectionDepends on providers integrated into KYC Hub | ||
| French/EU business documentsKYC Hub is not specialised in French documents |
AI document content analysis
Multi-document cross-validation
Forgery detection
French/EU business documents
Compliance & Screening
| CheckFile | KYC Hub | |
|---|---|---|
| PEP / Sanctions screeningKYC Hub aggregates multiple screening sources | ||
| Multi-provider orchestrationKYC Hub's core strength: combining multiple providers | ||
| AMLD6 / EU regulatory complianceCheckFile is natively aligned with French and EU regulations | ||
| Complete audit trail |
PEP / Sanctions screening
Multi-provider orchestration
AMLD6 / EU regulatory compliance
Complete audit trail
Technology
| CheckFile | KYC Hub | |
|---|---|---|
| Intelligent OCRKYC Hub relies on its providers' OCR capabilities | ||
| External enrichment (public registries)CheckFile integrates French and EU registries | ||
| Configurable workflowsKYC Hub excels in complex workflow orchestration |
Intelligent OCR
External enrichment (public registries)
Configurable workflows
Integration
| CheckFile | KYC Hub | |
|---|---|---|
| REST API | ||
| Multiple connectorsKYC Hub offers numerous third-party integrations | ||
| EU hosting / GDPR nativeKYC Hub is based in the UK (post-Brexit) |
REST API
Multiple connectors
EU hosting / GDPR native
Pricing
~€0.30 per file
Custom pricing (subscription + provider costs)
KYC Hub's total cost includes the platform fee plus charges from each integrated provider. CheckFile offers a single, transparent rate at ~€0.30 per dossier with no hidden costs.
Use cases
Complete client dossier verification
CheckFile analyses all documents in the dossier directly with AI, without depending on third-party providers. Faster and more consistent results.
French and European compliance
CheckFile natively understands French documents and regulations (ACPR, Tracfin), where KYC Hub requires specialised providers.
Cost control
A single rate per dossier versus stacked provider costs. The bill is predictable and transparent.
Our verdict
KYC Hub and CheckFile operate at different levels. KYC Hub orchestrates providers, CheckFile IS the document analysis provider. For European businesses, CheckFile offers a direct, specialised solution. For a multi-provider strategy, KYC Hub can integrate CheckFile as its document engine.
Choose CheckFile if…
- You need an AI document analysis engine, not an orchestrator
- Your documents are primarily French or European
- You want simple, predictable pricing
Choose KYC Hub if…
- You need to orchestrate multiple verification providers
- Your KYC strategy relies on a multi-source approach with complex workflows