CheckFile vs Shufti Pro — Custom business rules or fixed verification workflows?
Shufti Pro is an identity verification solution offering pre-built workflows for KYC, KYB, and AML. CheckFile differentiates itself through customisable business rules per partner and the ability to analyse complete dossiers beyond simple identity verification. Let us compare both approaches.
Feature comparison
Document verification
| CheckFile | Shufti Pro | |
|---|---|---|
| Identity document verificationShufti Pro covers over 150 countries | ||
| Business document analysis (company filings, bank details, payslips)Shufti Pro handles some non-ID documents but without deep analysis | ||
| Multi-document cross-validationCheckFile automatically detects inconsistencies across documents | ||
| Address verification / proof of addressBoth solutions handle proof of address |
Identity document verification
Business document analysis (company filings, bank details, payslips)
Multi-document cross-validation
Address verification / proof of address
Identity and biometrics
| CheckFile | Shufti Pro | |
|---|---|---|
| Facial recognitionShufti Pro offers face matching | ||
| Age verificationShufti Pro has a dedicated age verification module | ||
| External enrichment (official registries: Pappers, INSEE, SIREN)CheckFile leverages official French registries |
Facial recognition
Age verification
External enrichment (official registries: Pappers, INSEE, SIREN)
Regulatory compliance
| CheckFile | Shufti Pro | |
|---|---|---|
| EU compliance (AMLD6, ACPR, Tracfin)Shufti Pro offers generic compliance, not EU-specific | ||
| AML screening (PEP, sanctions)Shufti Pro integrates AML screening with ongoing monitoring | ||
| GDPR-native (EU hosting, auto-deletion)Shufti Pro is based in the UK, outside the EU post-Brexit | ||
| Custom business rules per partnerShufti Pro offers configurable workflows but less granular |
EU compliance (AMLD6, ACPR, Tracfin)
AML screening (PEP, sanctions)
GDPR-native (EU hosting, auto-deletion)
Custom business rules per partner
Technology and integration
| CheckFile | Shufti Pro | |
|---|---|---|
| REST API | ||
| No-code / back-office portalShufti Pro has a configuration back-office | ||
| Pricing transparencyShufti Pro shows plans but exact pricing is quote-based |
REST API
No-code / back-office portal
Pricing transparency
Pricing
~€0.30 per file
Plans from ~$1 per verification (exact pricing quote-based, custom enterprise plans)
CheckFile is more cost-effective and transparent. Shufti Pro offers tiered plans but actual pricing for significant volumes requires sales negotiation. At €0.30 per complete dossier, CheckFile delivers better value.
Use cases
KYC with partner-specific business rules
CheckFile lets you define different verification rules per partner (thresholds, required documents, specific checks), where Shufti Pro offers more rigid workflows.
Regulatory dossier analysis (banking, insurance)
CheckFile analyses the complete dossier (identity + business + income) with cross-validation and enrichment via official French registries.
French and European compliance
Native ACPR/Tracfin compliance, guaranteed EU hosting, and enrichment via Pappers and INSEE — features absent from Shufti Pro.
Our verdict
Shufti Pro is a versatile solution with a solid range of KYC/KYB/AML features and pre-built workflows that are quick to deploy. CheckFile is preferable when you need finely customisable business rules, complete dossier analysis, and native French regulatory compliance.
Choose CheckFile if…
- You need different business rules per partner or use case
- Complete dossier analysis (not just identity) is your primary need
- ACPR/Tracfin compliance and EU hosting are prerequisites
Choose Shufti Pro if…
- You want an all-in-one KYC + AML screening + biometrics solution ready to deploy
- You need integrated age verification or face matching