Intelligent Document Processing (IDP)
Intelligent Document Processing (IDP) is a technology approach that combines OCR, artificial intelligence, and natural language processing to automatically extract, classify, and validate information from unstructured documents. Unlike OCR alone, IDP understands the context and semantics of the extracted data.
IDP represents a major evolution over traditional OCR systems. Where OCR simply converts images into text, IDP adds layers of intelligence that enable understanding of the document type (ID card, invoice, bank statement), identification of relevant fields, and validation of the consistency of extracted data. This contextual understanding relies on machine learning models trained on millions of documents.
In the KYC/AML compliance domain, IDP radically transforms verification workflows. An IDP system can receive a complete set of supporting documents — ID card, proof of address, bank details — and automatically classify each document, extract structured data, then cross-reference them to detect inconsistencies. For example, it will verify that the name on the ID card matches the one on the proof of address.
CheckFile integrates advanced IDP capabilities that go beyond simple extraction. The system automatically detects the type of submitted document from over 3,000 recognised types, extracts relevant data with a confidence score for each field, and applies business validation rules specific to the client's industry. This approach reduces manual interventions by 80% and significantly accelerates onboarding processes.
Regulations
Real-world examples
- 1.An insurance company receives claims files containing invoices, reports, and photos. IDP automatically classifies each document, extracts amounts and dates, and flags inconsistencies between the declaration and supporting evidence.
- 2.An HR department at a staffing agency processes hundreds of hiring files per week. IDP automatically identifies document types (national ID, residence permit, employment certificate) and extracts the necessary data for each profile.
- 3.A bank uses IDP to process income documents from loan applicants, automatically extracting net salaries from the last three payslips and verifying their consistency.